Hotel Insurance Scheme

Summary of Cover

For full details of exclusions and sublimits, please 
contact us on 01243 842666

Material Damage

“All Risks” of direct physical loss or damage to insured property, subject to standard exclusions.

Automatic &/or Optional Extensions:

• Declared Value of Buildings and General Contents increased by 25% inflation protection .

• Buildings and Contents Sums Insured Index Linked.

• Damage to Cables and Underground Pipes.

• Accidental Loss or Damage to Signs.

• Goods/Stock in Transit.

• Freezer Contents.

• All Risks – Unspecified Personal Possessions (when household goods and personal effects insured).

• Loss of Licence.

• Book Debts.

• Theft of Keys.

• Stock in Trade Seasonal Increase.

• Loss or Damage to Property in the Open.

• Damage to Landscaped Gardens by Fire Brigade.

• Architect, Surveyors, Legal & Consulting Engineers Fees.

• Removal of Debris.

• Temporary Removal Clause.

• Automatic Reinstatement of Sum Insured.

• Subsidence, Heave and Landslip.

Business Interruption

• Professional Accountants Charges.

• Murder, Suicide or Disease.

• Denial of Access.

• Suppliers.

• Failure of Public Supply.

Bradford Peters is a trading name of Williamson Moore Ltd